Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey that was recently conducted, nearly [...]
5 Common Credit Score Myths
4 Steps to Creating Good Credit
As a consumer you have learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your creditworthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits will place “black marks” on [...]
4 Principles to Follow to Avoid Credit Card Debt During the Holiday Seasons
Businesses usually cash in on the holiday seasons to maximize their sales and profits. It will be high season for them. They will stock up, price up and smile all the way to the bank. They know that people will be less restrained in their spending than at any other time. It is possible that you may be among the [...]