Month: December 2020

A Crash Course On Credit Scores

Amazingly enough, someone’s life can be drastically affected by three numbers. Here’s a crash course on what they are and what consequences they can bring. You sit down to look at your credit report for the first time. If you’re scores are above 720, congratulations! You have excellent credit; stop worrying. If you’re scores are not above 700, no problem, [...]

A Beginner’s Guide To Bad Credit: What Does Your Credit Rating Say About You?

If you’ve ever experienced financial problems in the past then the chances are that any mistakes youíve made (whether you know youíve made them or not!) will be recorded on your credit record. In many cases these mistakes will occur as a result of financial problems you may have experienced but often you can get a bad credit history without [...]

7 Ways To Protect And Improve Your Credit Rating

Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score by just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough, youíll have no problem qualifying for a lender’s best rates [...]