There are many ways to get ahead financially: attend seminars where you cut up your credit cards with hundreds of other people, participate in debt consolidation services that help you take out a home equity loan or refinance your home, or you can transfer debt on one credit card to another credit card with an introductory rate of 0% (which [...]
A Love/Hate Relationship: How your credit score can open and slam doors for you
A Credit Repair Book: Get One Right Here
A good credit repair book will provide you with many tips and secrets about how to repair your credit and improve your credit score. Credit repair is not an intuitive subject. There is no need to pay for a credit report or pay someone to give you information because you are the only one that can repair your bad credit. [...]
5 Things To Protect Your Credit Score This Holiday Season
Protect your good credit rating as well as learn what to avoid to improve your credit with these 5 important tips to protecting your credit score. 1 – Avoid Department Store Offers for Instant Credit and Don’t Open Up New Lines of Credit “Would you like to save 10% today on your purchase today?”. We have all been asked that [...]
A Crash Course On Credit Scores
Amazingly enough, someone’s life can be drastically affected by three numbers. Here’s a crash course on what they are and what consequences they can bring. You sit down to look at your credit report for the first time. If you’re scores are above 720, congratulations! You have excellent credit; stop worrying. If you’re scores are not above 700, no problem, [...]
A Beginner’s Guide To Bad Credit: What Does Your Credit Rating Say About You?
If you’ve ever experienced financial problems in the past then the chances are that any mistakes youíve made (whether you know youíve made them or not!) will be recorded on your credit record. In many cases these mistakes will occur as a result of financial problems you may have experienced but often you can get a bad credit history without [...]