Amazingly enough, someone’s life can be drastically affected by three numbers. Here’s a crash course on what they are and what consequences they can bring. You sit down to look at your credit report for the first time. If you’re scores are above 720, congratulations! You have excellent credit; stop worrying. If you’re scores are not above 700, no problem, [...]
A Crash Course On Credit Scores
A Beginner’s Guide To Bad Credit: What Does Your Credit Rating Say About You?
If you’ve ever experienced financial problems in the past then the chances are that any mistakes youíve made (whether you know youíve made them or not!) will be recorded on your credit record. In many cases these mistakes will occur as a result of financial problems you may have experienced but often you can get a bad credit history without [...]
7 Ways To Protect And Improve Your Credit Rating
Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score by just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough, youíll have no problem qualifying for a lender’s best rates [...]
7 Options To Consider When Taking Out A New Credit Card
How many times have you taken out a credit card based purely on its current interest rate or balance transfer option? You may be surprised to note there are at least 7 elements worthy of consideration when you take out a new credit card. To judge a new credit card on just one or two options could easily result in [...]
5 Ways You Can Avoid Costly Credit Card Late Fees
Credit card late fees are a fact of life for some consumers, but they don’t have to be for you. Legally, credit card companies can hit you with pretty much whatever fees they want. On the other hand, you don’t have to pay them, but only if you avoid them in the first place. Here are four sure fire ways [...]